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HomeStyle Renovation Loan: Buy or Refinance and Renovate in One Loan
How Fannie Mae’s HomeStyle Renovation loan lets you finance a home purchase, or refinance, together with the cost of repairs and improvements.
The HomeStyle Renovation loan is a conventional mortgage backed by Fannie Mae that lets a buyer or existing homeowner combine the purchase price, or current loan balance on a refinance, with the estimated cost of eligible renovations into a single loan and one monthly payment. It allows a wider range of repairs than FHA 203(k) and works on primary residences, second homes, and eligible investment properties.
- ✓Combines purchase or refinance financing with renovation costs in a single conventional loan.
- ✓Backed by Fannie Mae, following conventional conforming underwriting guidelines.
- ✓Can be used on primary residences, second homes, and eligible investment properties.
- ✓Generally allows a broader range of eligible improvements than FHA 203(k), depending on the project.
- ✓Requires a licensed contractor and renovation plans reviewed as part of underwriting.
What this means for you: you may be able to finance renovation costs into your conventional mortgage instead of relying on a separate loan or paying out of pocket.
Written by
Simply Approved Mortgages Team
Licensed Loan Officers · NMLS# 2620881
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- Estimated monthly payment with taxes and insurance
- Estimated cash to close for your scenario
- Loan options your profile may fit
- Document checklist for your file
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Illustration only, generated from the information you enter. Not a rate quote, lock, loan estimate, pre-qualification, offer, approval, or commitment to lend. Figures are subject to credit, income, asset and property review and full lender underwriting; binding numbers appear on your Loan Estimate.
Scenario summary
- Purchase price entered
- $412,000
- Down payment entered
- $20,600
- Estimated loan amount
- $391,400
- Estimated cash to close
- $14,300
- Programs reviewed
- 4
Sample layout with example figures — your own numbers replace these. Simply Approved Mortgages LLC · NMLS #2620881 · Equal Housing Opportunity.
What a HomeStyle Renovation loan is
The HomeStyle Renovation loan is a conventional mortgage product backed by Fannie Mae that allows a borrower to finance the purchase or refinance of a home together with the cost of eligible renovations, all in a single loan. Rather than taking out a separate home improvement loan after closing, the renovation budget is built into the original mortgage, based on the home's projected value once the work is complete.
How the loan amount is determined
Underwriters generally base the loan amount on the lesser of the purchase price plus renovation costs, or the projected "as-completed" appraised value of the home after the improvements are finished. This after-improvement valuation is a key feature, since it lets the loan reflect the home's expected value once renovations are done rather than only its current condition.
Eligible property types
HomeStyle Renovation financing can generally be used for a primary residence, a second home, or an eligible one-unit investment property, which is broader than some renovation loan programs that are limited to primary residences only. Multi-unit properties may also be eligible under certain conditions, subject to standard conventional guidelines for those property types.
What kinds of renovations are eligible
Eligible improvements generally include structural repairs, room additions, kitchen and bathroom remodels, energy efficiency upgrades, and accessibility modifications. HomeStyle Renovation guidelines are also known for allowing certain luxury-type improvements in some cases, such as swimming pools, which differs from FHA 203(k), where luxury items are generally excluded. Work must still be completed by a licensed and, where required, insured contractor.
How HomeStyle compares to FHA 203(k)
Both HomeStyle Renovation and FHA 203(k) combine purchase or refinance financing with renovation costs, but they follow different guidelines. HomeStyle is a conventional loan, so it uses conventional credit and down payment standards and may allow a broader range of property types and improvements, including certain luxury items. FHA 203(k) is government-insured and may be more flexible on credit in some cases, but it generally restricts the property to a primary residence and excludes luxury improvements.
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Down payment and credit considerations
Because HomeStyle Renovation is a conventional product, down payment and credit score requirements generally follow standard conventional guidelines, which can vary based on occupancy type, property type, and overall loan-to-value ratio. Borrowers with stronger credit profiles often find conventional renovation financing competitive compared to government-backed alternatives.
The role of the contractor and renovation plans
Before closing, you will typically need to submit renovation plans, a cost estimate, and information about your chosen licensed contractor for lender review. Funds for the renovation are generally held and disbursed in draws as work is completed and verified, rather than given to the borrower or contractor in a single lump sum at closing.
Timeline expectations for a HomeStyle project
Renovation work under this program is generally expected to be completed within a set timeframe after closing, often around 12 months, with the lender monitoring progress through the draw process. Planning your project scope and contractor timeline carefully before closing helps avoid delays once work begins.
How a Simply Approved Mortgages Loan Officer helps
A Simply Approved Mortgages Loan Officer can help you understand whether HomeStyle Renovation or another renovation financing option fits your project, walk through how the as-completed appraisal works, and coordinate the documentation your contractor and renovation plans will need for underwriting.
Any figures, timelines, or renovation cost examples discussed are general and illustrative, not a quote, lock, offer, or commitment to lend; actual terms will be disclosed on your Loan Estimate.
How the HomeStyle Renovation loan is structured
HomeStyle lets a single conventional loan finance both the purchase (or refinance) and the renovation, based on the completed value. These are the governing parameters.
| What it is | How it actually works | Published by |
|---|---|---|
| Loan amount basis | The maximum loan amount is based on the lesser of the as-completed appraised value or the purchase price plus renovation costs, subject to standard conventional loan limits. | Fannie Mae Selling Guide |
| Renovation cost cap | Renovation costs are generally limited to a percentage of the as-completed appraised value, which caps how extensive the project can be relative to the home's finished worth. | Fannie Mae Selling Guide |
| Eligible properties | One- to four-unit primary residences, second homes, and investment properties can all be eligible, with different down payment and reserve requirements by occupancy type. | Fannie Mae Selling Guide |
| Contractor requirements | Work must be performed by a qualified, licensed contractor for most projects, and self-performed labor by an owner-occupant is limited to specific circumstances and documentation. | Fannie Mae Selling Guide |
| Funds held in escrow and released by draw | Renovation funds are held in a completion escrow account and disbursed to the contractor as work is completed and verified, not paid directly to the borrower. | Fannie Mae Selling Guide |
| Completion timeframe | Renovation work must generally be completed within a set period after closing, commonly limited to several months, and cannot involve full structure demolition beyond program-defined limits. | Fannie Mae Selling Guide |
| As-completed appraisal | The appraiser provides an opinion of value based on the plans and specifications as if the renovation were already complete, which drives the maximum loan amount. | Fannie Mae Selling Guide |
| Down payment and mortgage insurance | Down payment and mortgage insurance requirements follow standard conventional guidelines based on occupancy and loan-to-value, with no unique reduction tied to the renovation feature itself. | Fannie Mae Selling Guide |
Program parameters above are published by the agencies and enterprises named in the right-hand column and can change. They describe program rules, not an offer; eligibility, terms, conditions, and availability vary by borrower, property, lender, loan program, and state, and all loans are subject to lender underwriting and approval.
Check where pricing sits before you decide
Review current rate context, then start a request so your own credit, income, and property details drive the numbers. Illustrative only — not a quote or commitment to lend.
Why the appraisal drives everything on this loan
A HomeStyle transaction hinges on the as-completed appraisal because that figure, not the current condition of the home, sets the ceiling on how much can be borrowed. The appraiser reviews the renovation plans and specifications submitted with the loan file and estimates what the property will be worth once the work is finished. That opinion of value, combined with the renovation cost cap as a percentage of it, determines the maximum loan amount available.
This means the accuracy and completeness of the renovation plans matter well before construction ever starts. A vague scope of work or an unrealistic contractor bid can produce an as-completed value that does not support the intended project, forcing a borrower to scale back the plans or bring more cash to the table before the loan can close.
How the escrow and draw process actually works
Unlike a cash-out refinance where funds go directly to the borrower, HomeStyle renovation funds sit in an escrow account controlled by the lender or its renovation servicing partner. As the contractor completes defined phases of work, an inspection verifies progress, and funds are released in draws matching that progress. This protects the lender's collateral, since the loan is sized on a value that does not yet exist until the work is done, but it also means the borrower and contractor need cash flow discipline: contractors are typically paid in arrears for completed work, not up front for the full project.
Delays, change orders, or contractor issues during this phase can extend the completion timeline, which is why the program builds in a defined completion window and requires contingency reserves in many cases to absorb cost overruns without stalling the project.
What underwriting needs to see for a HomeStyle file
Beyond standard income documentation, the renovation itself generates its own paperwork trail underwriting reviews.
| Type of income or evidence | How it is documented | Why it works for this product |
|---|---|---|
| Standard borrower income | Same documentation as any conventional loan — W-2, self-employment, or other qualifying income. | The renovation feature does not change the underlying ability-to-repay analysis. |
| Contractor bid and scope of work | Detailed, itemized bid from a licensed contractor matching the specifications submitted to the appraiser. | The bid has to tie directly to what the appraiser valued and what the escrow will disburse against. |
| Renovation budget and contingency reserve | Line-item budget, often including a contingency reserve for cost overruns as required by the program. | Protects against the project stalling if actual costs exceed the original bid. |
| Contractor licensing and qualification | License verification and, in many cases, a signed contractor agreement meeting program requirements. | The program requires qualified, typically licensed contractors to protect renovation quality and completion. |
Documentation requirements vary by lender, program, and file. The list above describes what underwriting commonly accepts, not a determination about your income or your approval.
HomeStyle versus other renovation financing paths
A few structures solve the buy-and-renovate problem with different eligibility and flexibility tradeoffs.
| Option | Usually the better choice when | What you give up |
|---|---|---|
| HomeStyle Renovation (Fannie Mae) | You want conventional terms and flexibility on property type, including second homes and investment properties. | Requires licensed contractors, an as-completed appraisal, and an escrow draw process that adds complexity. |
| FHA 203(k) Rehabilitation loan | Your credit profile fits FHA better than conventional and the property is a primary residence. | FHA mortgage insurance requirements apply, and the program is limited to owner-occupied properties. |
| Cash-out refinance plus separate renovation funds | You already have substantial equity in the home before renovating. | Sized on current value, not as-completed value, which can limit funds available for a large project. |
| Personal loan or HELOC for renovation | The project is smaller and you do not want to refinance an existing low-rate first mortgage. | Not tied to as-completed value, and terms are separate from and layered on top of the first mortgage. |
A worked example: how the loan amount gets calculated
Illustrative only. Not a quote, lock, offer, or commitment to lend; binding figures appear on your Loan Estimate. Figures are round numbers chosen to show the method, not a projection of any actual transaction.
A buyer finds a home listed at $300,000 that needs an estimated $60,000 in kitchen and bathroom renovations. The purchase price plus renovation cost totals $360,000. The appraiser is asked to value the property as if the renovation is complete and returns an as-completed value of $370,000.
The maximum loan amount is based on the lesser of the as-completed value or the purchase price plus renovation costs — in this example, $360,000 — subject to the renovation cost cap as a percentage of that as-completed value and to standard down payment requirements for the loan-to-value and occupancy type. The renovation funds are then held in escrow and released to the contractor as the work is inspected and verified complete.
Illustrative only. Figures are examples used to show the arithmetic and are not a quote, lock, offer, or commitment to lend; binding figures appear on your Loan Estimate.
Get a written summary of your options
Tell us the scenario you are working on and a Simply Approved Mortgages Loan Officer reviews it against real program guidelines, with no obligation.
How this applies in Florida and Colorado
Florida. Florida HomeStyle projects often include wind mitigation improvements such as roof replacement or impact windows, which can be financed as part of the renovation scope and may also affect future homeowners insurance premiums. Contractors performing structural or roofing work in Florida must carry appropriate state licensing, which underwriting will verify.
Colorado. Colorado HomeStyle projects in mountain and wildfire-exposed areas sometimes include renovation scopes addressing defensible space or fire-resistant materials, which can be relevant both to the renovation plan and to future insurability. Colorado's licensing for contractors varies by municipality rather than a single statewide contractor license, so verifying local licensing requirements is part of the contractor qualification step.
Simply Approved Mortgages LLC arranges residential mortgage loans in Florida and Colorado, so the two applications above are the ones we can act on for a consumer file. Business-purpose loan products may be arranged in additional states only where permitted by applicable law and pursuant to applicable licensing requirements or exemptions.
How a HomeStyle Renovation loan moves from offer to move-in
The renovation adds several steps most purchase loans do not have, all before closing.
- Get a contractor bid and scope of work. A detailed, itemized bid from a licensed contractor is needed before the loan can be fully underwritten.
- Submit plans for the as-completed appraisal. The appraiser values the property as if the renovation described in the plans and specifications were already finished.
- Underwrite the loan against the as-completed value. The loan amount is calculated using the appraised as-completed value, the renovation cost cap, and standard conventional guidelines.
- Close and fund renovation escrow. At closing, renovation funds are placed into an escrow account rather than disbursed directly to the borrower.
- Complete work through inspected draws. The contractor is paid from escrow in draws as inspections confirm each phase of work is complete.
- Final inspection and escrow closeout. A final inspection confirms the renovation matches the approved scope before the escrow account is closed out.
Mistakes that cost people money on this
- Submitting a vague scope of work that does not support a strong as-completed appraisal.
- Underestimating renovation costs and having no contingency reserve for overruns.
- Hiring an unlicensed contractor when the program requires licensed work for the scope involved.
- Assuming funds are disbursed up front rather than through inspected draws.
- Missing the program's completion timeframe due to permitting delays or contractor scheduling.
- Not confirming the renovation cost fits within the program's cap relative to as-completed value.
Is this the right move for your situation?
The honest answer depends on the file. These are the patterns we see on both sides.
Usually a good fit when
- You are buying a home that needs work and want one loan covering both purchase and renovation.
- You want financing sized against the home's value after the work is done, not before.
- You have a licensed contractor and a detailed, realistic scope of work and budget.
- You are considering an eligible second home or investment property renovation, not just a primary residence.
Usually not the right move when
- You want to self-perform most of the renovation labor without meeting the program's limited exceptions.
- Your project involves full structural demolition beyond what the program allows.
- You need renovation funds disbursed immediately rather than through an inspected draw schedule.
None of this is a determination about your file. A Simply Approved Mortgages Loan Officer can run your actual numbers and show you what your disclosures would say.
What you can do with this loan
Buy a fixer-upper and finance renovations in a single mortgage.
Refinance your current home to fund a renovation project.
Finance renovations on an eligible second home or investment property.
Add certain luxury improvements not eligible under FHA 203(k).
Base your loan amount on the home’s value after renovations are complete.
Pros & cons — honest tradeoffs
Pros — Pros & cons
- +Single loan and closing for purchase or refinance plus renovation.
- +Can be used on primary residences, second homes, and eligible investment properties.
- +Allows a broader range of eligible improvements than some government-backed programs.
- +Loan amount can reflect the home’s after-improvement value.
- +Conventional underwriting may benefit borrowers with strong credit profiles.
Cons / watch-outs — Pros & cons
- −Requires detailed renovation plans and a licensed contractor before closing.
- −Funds are released in draws, not as a lump sum, adding process steps.
- −Conventional down payment and credit requirements may be less flexible than FHA in some cases.
- −Renovation must generally be completed within a set timeframe after closing.
- −More documentation and coordination than a standard purchase or refinance.
Compare loan officer compensation on your mortgage quote
Loan officer compensation is part of the cost of a mortgage. On eligible residential loans, Simply Approved Mortgages generally uses 1.5% lender-paid compensation. Enter the compensation shown on another lender's Loan Estimate to see the difference in dollars.
Compensation difference on this illustration: $3,750.
How lower compensation can help you
When less compensation is built into pricing, there can be room for a lower interest rate, which may lower your monthly payment.
Depending on the rate you choose, pricing can sometimes include a lender credit toward third-party closing costs, so you may bring less cash to closing.
A lower rate means a lower monthly payment, which can lower your debt-to-income ratio and may help you qualify for more home on the same income.
As a mortgage broker we compare pricing from wholesale lenders instead of offering a single bank’s retail pricing.
Tip: On page 2 of your Loan Estimate, look at Section A, "Origination Charges." If the lender pays the loan officer, that compensation usually does not appear there as its own line; it is built into the interest rate. That is why comparing the rate and any lender credits side by side matters.
Already have a Loan Estimate from another bank or broker? Share it with a Simply Approved Mortgages Loan Officer, who will compare the rate, fees and credits side by side with options we can arrange. No cost to request a review.
Illustration only — not a quote, lock, offer, or commitment to lend; binding figures appear on your Loan Estimate. Lender-paid compensation is paid by the lender, not directly by you, and is part of the loan's pricing, so the loan is not free of costs. A lower compensation figure does not by itself guarantee a lower rate or lower closing costs; individual results vary by credit, loan type, property and market conditions. Residential lending in FL and CO only. Simply Approved Mortgages LLC · NMLS #2620881 · Equal Housing Opportunity.
Worked example
How this loan actually works — a full example
A buyer wants to purchase a home needing kitchen and bathroom updates and finance both in one loan.
Inputs
- Illustrative purchase price
- $320,000
- Illustrative renovation budget
- $40,000
- Illustrative as-completed appraised value
- $375,000
Calculation
- 1Step 1The buyer submits renovation plans and a contractor bid totaling $40,000 for underwriting review.
- 2Step 2An appraiser estimates the as-completed value at $375,000, once the improvements are finished.
- 3Step 3The loan amount is based on the lesser of the purchase price plus renovation cost, or the as-completed value, subject to standard conventional loan-to-value limits.
- 4Step 4At closing, renovation funds are placed into a draw account and released to the contractor as work is completed and inspected.
In this illustrative scenario, the buyer closes on the home and renovation financing together, then completes the project using scheduled draws rather than a separate loan after moving in.
Illustrative only — not a quote, lock, offer, or commitment to lend. Binding figures appear on your Loan Estimate.
Purchase market update
What buyers should know this month
30-Yr Fixed · national avg
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15-Yr Fixed · national avg
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2026 buying power
Conforming baseline: $832,750
FHA floor / ceiling: $541,287 – $1,249,125
One loan, one closing
Combine your purchase or refinance with renovation costs in a single conventional mortgage.
Broader property and project eligibility
Second homes, investment properties, and certain luxury upgrades may be eligible.
Contractor and draw process required
Funds are disbursed in draws as licensed contractor work is completed and verified.
Cost and payment tools
Run your payment, affordability, closing cost and refinance numbers
Monthly payment, affordability, closing costs, refinance break-even and early payoff, all on one screen. This page is not written for one state, so property tax, insurance and transfer or recording charges start at neutral placeholder assumptions rather than published averages — Transfer, documentary-stamp and recording charges are set by your state and county — enter your own figure, or open the state page for a sourced seed. Insurance and tax assumptions vary widely by state, county and property, so replace these starting values with quotes for your address. Every figure is an illustrative estimate, not a quote, lock, offer, approval, or commitment to lend.
Your inputs
Estimated result
- Down payment
- $20,000
- Loan amount
- $380,000
- Principal & interest
- $2,402
- Property tax
- $333/mo
- Homeowners insurance
- $167/mo
- Estimated total monthly
- $2,902/mo
Reference sources: Tax Foundation — property taxes paid as a percentage of owner-occupied housing value, NAIC — Homeowners Insurance Report, CFPB — Understanding your Loan Estimate.
Assumptions, methodology, and limitations
Principal and interest use the standard amortization formula on the loan amount you enter. This page does not target a single state, so the property tax and insurance fields start at neutral placeholder assumptions rather than published averages — replace them with figures for your own address, or open the matching state page for sourced seeds. Closing costs apply your state's transfer / documentary-stamp practice (0.00% of price used as the buyer-side seed) plus typical title, recording, appraisal, credit and prepaid escrow lines. Refinance break-even divides your entered costs by the monthly payment difference. Early payoff runs a month-by-month amortization with your extra principal.
These tools do not include mortgage insurance, funding or guarantee fees, HOA special assessments, flood or windstorm premiums, seller credits, lender credits, discount points, or county and municipal charges specific to your parcel. Statewide averages will not match any individual property. Figures are estimates only.
Illustrative only. Binding figures appear on your Loan Estimate, and terms vary by borrower, property, lender, program, and state.
Turn these estimates into real numbers
Send your scenario to a Simply Approved Mortgages Loan Officer and get a written summary back, or compare where rates sit today. Educational only — not a quote, lock, offer, approval, or commitment to lend.
HomeStyle Renovation loan FAQs
Answers to the most common homestyle renovation loan questions, written by licensed loan officers.
Ask SAM anything about mortgages
SAM is the Simply Approved Mortgages AI assistant. It answers general questions using the reviewed guides published on this site and links you to the primary government source. It is educational only — it does not quote a rate, payment, APR, approval or commitment to lend. A Simply Approved Mortgages Loan Officer reviews every scenario before any terms are confirmed.
Hi, I'm SAM — an AI assistant for Simply Approved Mortgages. I can explain loan programs, closing costs, DTI, down payments and which calculator or guide to use. I'm not a licensed loan officer, and nothing here is a quote, approval or commitment to lend.
Ask Sam AI provides general educational information only. It is an automated assistant, may be incomplete or out of date, and does not provide legal, tax or financial advice. Nothing it produces is a rate quote, APR, pre-approval, offer or commitment to lend. Never share a Social Security number, ITIN, date of birth, account number or password in chat. Simply Approved Mortgages LLC (NMLS #2620881) arranges residential mortgage loans in Florida and Colorado. Eligibility, terms, conditions and availability vary by borrower, property, lender, loan program and state, and all loans are subject to lender underwriting and approval. Equal Housing Opportunity.
Sources & Citations
- Fannie Mae — HomeStyle Renovation mortgage overview — Program eligibility, cost caps, and escrow/draw requirements.
- Fannie Mae — Selling Guide — Full underwriting requirements for HomeStyle Renovation.
- Florida Department of Business and Professional Regulation — Florida contractor licensing — Verification of contractor licensure for Florida renovation projects.
Sources: government and agency publications listed above. Simply Approved Mortgages LLC is not affiliated with, endorsed by, or sponsored by HUD, FHA, VA, USDA, or any government agency. Program rules change; the published source text governs.
Trusted government resources
These independent government resources can help you research mortgage programs, rates, and your rights before you apply.
Simply Approved Mortgages is not affiliated with HUD, the CFPB, the FTC, the VA, or any other government agency. Links are provided for your independent verification.
How this page connects
Where this fits in the construction and renovation library
This page sits inside our Construction and renovation coverage.
What most readers open next
- The construction financing guideBecause how draws, contingency, and conversion work.
- One-time-close constructionBecause a single closing instead of two.
- Land and lot financingBecause the step before construction when the lot is not owned.
Explore the full guide
Keep reading — the rest of the buying playbook
Each of these is a deep-dive on one piece of the purchase mortgage process. Bookmark whichever you need next.
Guide
FHA 203(k) Renovation Loan
Compare this government-insured renovation loan alternative.
Read the guide →Guide
Conventional Renovation Loan
A broader look at conventional renovation financing options.
Read the guide →Guide
FHA 203(k) Consultant
Understand the consultant role required for FHA renovation loans.
Read the guide →Guide
Conventional Loans
See the standard guidelines HomeStyle Renovation builds on.
Read the guide →Guide
Home Appraisal Process
Learn how an as-completed appraisal is handled.
Read the guide →Guide
FHA 203(k) Renovation Loan
The FHA counterpart to HomeStyle for owner-occupied renovation financing.
Read the guide →Guide
The Home Appraisal Process
How an as-completed appraisal differs from a standard purchase appraisal.
Read the guide →Guide
Florida Wind Mitigation and Insurance
How renovation choices like roofing and windows can affect insurance costs.
Read the guide →Internal library
Related mortgage guides across our library
Follow the next relevant guide for your scenario.
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The form below is tailored to Renovation loan (203(k) / HomeStyle) — only the questions and documents your program needs.
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Renovation loans are sized on the as-completed value supported by the appraisal and the contractor bid.
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Broker identification. Simply Approved Mortgages LLC is a mortgage broker and is not a direct lender. We arrange residential mortgage loans with third-party wholesale lenders and do not make the lender's final credit decision or fund the loan. We arrange residential mortgage loans in Florida and Colorado. Business-purpose mortgage products may be arranged in additional states only where permitted by applicable law and pursuant to applicable licensing requirements or exemptions.
Credit and program terms. All loans are subject to lender credit approval, underwriting, acceptable appraisal or valuation when required, title review, insurance, and supporting documentation. Eligibility, programs, rates, APRs, points, lender credits, fees, payments, terms, loan amounts, down-payment requirements, mortgage insurance, and availability may vary based on borrower, property, occupancy, credit profile, loan-to-value ratio, debt-to-income ratio, lender, loan program, and state and may change without notice. Not all applicants, properties, products, or programs will qualify or be available in every state. Nothing on this site constitutes a loan approval, rate lock, offer, commitment to lend, guarantee of approval, or guarantee of terms or closing.
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Fair lending. Equal Housing Opportunity. Simply Approved Mortgages LLC conducts business in accordance with applicable federal and state fair-housing and equal-credit-opportunity laws and does not discriminate on any prohibited basis.
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Third-party content. References or links to government agencies, lenders, assistance programs, products, services, or other third-party websites are provided for informational purposes or convenience. Simply Approved Mortgages LLC does not control and is not responsible for third-party content, availability, accuracy, or privacy practices.
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Simply Approved Mortgages LLC, 633 W 5th St, Ste 2600, Los Angeles, CA 90071 · 877-813-7219 · support@simplyapprovedmortgages.com. State licensing details available at the NMLS Consumer Access link above. © 2026 Simply Approved Mortgages LLC.