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Good Neighbor Next Door Program: How the 50% Discount Works
HUD offers eligible teachers, law enforcement officers, firefighters, and EMTs a 50 percent discount on specific homes in revitalization areas. Here is how eligibility, financing, and the resale restriction actually work.
Good Neighbor Next Door is a HUD program offering eligible teachers, law enforcement officers, firefighters, and EMTs a 50 percent discount off the list price of specific HUD-owned homes in revitalization areas, in exchange for a three-year owner-occupancy commitment secured by a silent second mortgage. Only a limited, rotating inventory qualifies. We are not affiliated with HUD.
- ✓The program applies only to specific HUD-owned (foreclosed FHA) homes located in designated revitalization areas, not any home on the market.
- ✓Eligible professions include pre-kindergarten through 12th grade teachers, law enforcement officers, firefighters, and emergency medical technicians.
- ✓The discount is 50 percent off the home’s list price, but the buyer still finances the discounted price through a separate mortgage.
- ✓A three-year owner-occupancy requirement is secured by a silent second mortgage equal to the discount amount, forgiven at the end of the term.
- ✓Available inventory is limited and rotates; homes are listed for a short exclusive period before opening to the general public.
What this means for you: the discount only applies to a specific, limited list of HUD homes, so success depends on eligibility, timing, and being ready to finance and move quickly when a qualifying home becomes available.
Written by
Simply Approved Mortgages Team
Licensed Loan Officers · NMLS# 2620881
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Scenario summary
- Purchase price entered
- $412,000
- Down payment entered
- $20,600
- Estimated loan amount
- $391,400
- Estimated cash to close
- $14,300
- Programs reviewed
- 4
Sample layout with example figures — your own numbers replace these. Simply Approved Mortgages LLC · NMLS #2620881 · Equal Housing Opportunity.
What the Good Neighbor Next Door program actually is
Good Neighbor Next Door is a HUD program that makes specific HUD-owned single-family homes available at a 50 percent discount to eligible teachers, law enforcement officers, firefighters, and emergency medical technicians. The goal is to encourage these professionals to live in the communities they serve, particularly in HUD-designated revitalization areas. It is not a broad discount available on any home for sale; it applies only to a specific, limited inventory of HUD-owned properties.
Who qualifies by profession
Eligible participants generally include full-time pre-kindergarten through 12th grade teachers employed by a state-accredited public or private school that serves students from the eligible area, full-time law enforcement officers employed by an eligible law enforcement agency, and full-time firefighters or emergency medical technicians employed by a fire department or emergency medical services unit serving the area. Each category has specific documentation requirements to confirm employment and the property’s relationship to the applicant’s service area.
Which properties are eligible
Only specific HUD-owned homes, generally acquired through FHA foreclosure, located in HUD-designated revitalization areas, are listed under the program. Available listings are limited at any given time, rotate as properties sell or are pulled from the program, and appear on HUD’s dedicated listing resource. This limited inventory is the single biggest practical constraint on the program, more than eligibility itself for many applicants.
How the 50 percent discount and financing work together
The discount reduces the home’s list price by half, but the buyer still needs to finance the discounted purchase price through a mortgage, most commonly an FHA loan, though other loan types can sometimes apply depending on the buyer’s situation. The discount is not cash in hand; it lowers what you need to finance and can meaningfully reduce your down payment and monthly payment compared with buying the same home at full price.
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The silent second mortgage and occupancy requirement
To secure the discount, HUD places a silent second mortgage on the property equal to the discount amount, with no interest and no monthly payment, provided the buyer occupies the home as a sole residence for a three-year period. If the buyer sells, refinances in a way that violates the terms, or stops occupying the home before the three years are up, a prorated portion of the discount can become repayable. After the three-year period is satisfied, the silent second mortgage is forgiven.
Bidding process and timeline
Eligible participants can typically claim an exclusively listed property during an initial exclusive period without competing against general public offers. If no eligible participant submits an offer during that window, the property becomes available to the general public at the standard price. Because the exclusive period is time-limited, being pre-approved and ready to move quickly is important for anyone hoping to use the program.
How a Simply Approved Mortgages Loan Officer helps
A Simply Approved Mortgages Loan Officer can help you get pre-approved in advance so you are ready to act if an eligible Good Neighbor Next Door property becomes available, walk through how the discount and silent second mortgage affect your financing, and explain how an FHA loan or other eligible loan type would apply to the discounted purchase price. We are not affiliated with HUD; this page is general educational information, not a guarantee of program availability, eligibility, or approval.
Figures discussed on this page are illustrative and not a quote, lock, offer, or commitment to lend. Binding figures appear on your Loan Estimate.
How the HUD Good Neighbor Next Door program actually works
Good Neighbor Next Door is a HUD discount program on specific HUD-owned properties for eligible public servants, not a general mortgage product. These are the rules that govern eligibility and the underlying financing.
| What it is | How it actually works | Published by |
|---|---|---|
| Eligible participants | The program is limited to law enforcement officers, pre-kindergarten through 12th grade teachers, firefighters, and emergency medical technicians employed full-time by a qualifying public agency or school. | U.S. Department of Housing and Urban Development, Good Neighbor Next Door Program |
| The discount, not the loan, is the program | HUD offers eligible participants a discount of 50 percent off the list price of specific HUD-owned single-family homes located in designated revitalization areas; the mortgage itself is obtained separately through a private lender. | U.S. Department of Housing and Urban Development, Good Neighbor Next Door Program |
| Property source and location | Eligible properties are HUD-owned homes (typically acquired through FHA foreclosure) specifically designated for the program and located in HUD-designated revitalization areas; inventory is limited and location-specific. | U.S. Department of Housing and Urban Development, Good Neighbor Next Door Program |
| Occupancy commitment | Participants must sign a second mortgage and note for the discounted amount and must occupy the property as their sole residence for 36 months following closing. | U.S. Department of Housing and Urban Development, Good Neighbor Next Door Program |
| Silent second mortgage | HUD secures the discount with a silent second mortgage that does not require interest or payments provided the occupancy requirement is met; it becomes due if the owner sells or fails to occupy the home as required before the 36-month period ends. | U.S. Department of Housing and Urban Development, Good Neighbor Next Door Program |
| Financing options for the remaining balance | Buyers may use FHA, conventional, VA, or other available financing to fund the remaining discounted purchase price, subject to that program’s standard underwriting. | U.S. Department of Housing and Urban Development, Handbook 4000.1 |
| FHA minimum cash investment option | Participants using FHA financing may be eligible to finance most closing costs and, under program rules, can often purchase with a minimal cash investment given the 50 percent price reduction. | U.S. Department of Housing and Urban Development, Handbook 4000.1 |
| Listing and bidding process | Eligible properties are listed and must be purchased through the HUD Home Store, with a specific exclusive listing period for program-eligible buyers before general public bidding opens. | U.S. Department of Housing and Urban Development, Good Neighbor Next Door Program |
Program parameters above are published by the agencies and enterprises named in the right-hand column and can change. They describe program rules, not an offer; eligibility, terms, conditions, and availability vary by borrower, property, lender, loan program, and state, and all loans are subject to lender underwriting and approval.
Check where pricing sits before you decide
Review current rate context, then start a request so your own credit, income, and property details drive the numbers. Illustrative only — not a quote or commitment to lend.
What the 50 percent discount actually applies to, and what it does not
The discount only applies to the list price of specific HUD-owned homes that HUD has designated for the Good Neighbor Next Door program, not to a home the buyer picks out on the open market. These properties are a subset of HUD’s FHA foreclosure inventory located in areas HUD has designated for revitalization, and inventory turns over as new properties become available and others are purchased. A buyer cannot request the discount on a home outside this specific, published inventory.
Because the discount is baked into the purchase price rather than delivered as cash at closing, the buyer still needs to qualify for financing on the remaining discounted amount, using whichever mortgage program — FHA, conventional, or VA — fits their situation. The program’s value is entirely in the reduced purchase price; it does not change how the mortgage itself is underwritten.
Why the 36-month silent second matters more than it looks like it does
HUD protects its discount with a second mortgage recorded at closing equal to the discount amount. As long as the buyer occupies the home as their sole residence for the full 36 months, no payments are due on that second mortgage and it is eventually forgiven. If the buyer sells, refinances out of compliance with program terms, or stops occupying the home as their primary residence before the 36 months are up, the discount amount can become due.
This is not a minor technicality — it means the program is a genuine long-term commitment, not simply a discounted purchase price with no strings. Buyers considering a near-term job change, relocation, or life event that might require moving within three years should weigh that risk carefully before pursuing this program.
How financing the remaining balance is qualified
The program sets eligibility for the discount; the underlying mortgage on the reduced price still follows its own program’s standard rules.
| Type of income or evidence | How it is documented | Why it works for this product |
|---|---|---|
| Employment verification as an eligible public servant | Employer letter or verification confirming full-time law enforcement, teaching, firefighting, or EMT employment with a qualifying agency or school. | This establishes program eligibility, which is separate from mortgage income qualification. |
| Standard mortgage-qualifying income | Pay stubs, W-2s, or tax returns as required by whichever loan program (FHA, conventional, or VA) finances the discounted purchase price. | The mortgage on the remaining balance is underwritten under that program’s standard rules, independent of Good Neighbor Next Door eligibility. |
| Owner-occupancy intent and documentation | Signed occupancy certification as part of the second mortgage and note. | The 36-month owner-occupancy requirement is central to the silent second mortgage structure. |
Documentation requirements vary by lender, program, and file. The list above describes what underwriting commonly accepts, not a determination about your income or your approval.
Good Neighbor Next Door versus other assistance for public servants
This program is narrow and property-specific; other options may fit better depending on what home you actually want.
| Option | Usually the better choice when | What you give up |
|---|---|---|
| Good Neighbor Next Door | You are eligible by profession and willing to purchase a specific, available HUD-owned property in a designated area, committing to 36 months of occupancy. | Very limited inventory, specific locations, and a long-term occupancy commitment tied to a silent second mortgage. |
| State or local down payment assistance for first responders/teachers | You want assistance on a home of your choosing rather than a specific HUD-owned property. | Programs and eligibility vary significantly by state and locality, and terms differ from HUD’s program. |
| Standard FHA or conventional financing | You cannot find or do not want a Good Neighbor Next Door property, or eligible inventory is not available in your target area. | No purchase-price discount, but full flexibility in choosing the home. |
Get a written summary of your options
Tell us the scenario you are working on and a Simply Approved Mortgages Loan Officer reviews it against real program guidelines, with no obligation.
How this applies in Florida and Colorado
Florida. Florida Good Neighbor Next Door inventory is HUD-owned property located within Florida’s designated revitalization areas and changes as listings are added and purchased; eligible Florida public servants should monitor the HUD Home Store directly rather than relying on general real estate listing sites, and should still budget for Florida documentary stamp tax and closing costs on the discounted purchase price.
Colorado. Colorado Good Neighbor Next Door inventory is similarly limited to specific HUD-owned properties in designated Colorado revitalization areas, and availability can be sparse depending on local HUD foreclosure inventory; eligible Colorado public servants should check the HUD Home Store regularly and confirm financing pre-approval before a property becomes available so they can act within the exclusive bidding window.
Simply Approved Mortgages LLC arranges residential mortgage loans in Florida and Colorado, so the two applications above are the ones we can act on for a consumer file. Business-purpose loan products may be arranged in additional states only where permitted by applicable law and pursuant to applicable licensing requirements or exemptions.
How to pursue a Good Neighbor Next Door purchase
Because inventory is the limiting factor, the process starts with monitoring HUD’s listings, not with applying to a lender.
- Confirm your professional eligibility. Verify your employment as a full-time law enforcement officer, pre-K through 12 teacher, firefighter, or EMT with a qualifying agency or school.
- Search the HUD Home Store for program-eligible listings. Program properties are specifically flagged and located in designated revitalization areas; availability changes regularly.
- Get pre-approved with a lender for the discounted purchase price. Determine whether FHA, conventional, or VA financing fits your situation for the remaining balance after the discount.
- Submit a bid during the exclusive program listing period. Eligible properties typically have a specific window reserved for program-eligible buyers before general public bidding opens.
- Close and sign the silent second mortgage and occupancy certification. The discount is secured by a second mortgage that is forgiven after 36 months of qualifying owner-occupancy.
- Occupy the home as your sole residence for the full 36-month period. Maintain compliance to avoid triggering repayment of the discount amount.
Mistakes that cost people money on this
- Assuming the discount applies to any home rather than only specific, HUD-designated properties.
- Underestimating the 36-month occupancy commitment tied to the silent second mortgage.
- Waiting to get pre-approved until after finding an eligible property, losing time in the exclusive bidding window.
- Assuming the program itself finances the purchase, when a separate FHA, conventional, or VA loan is still required.
- Not verifying current employment status meets the program’s full-time, qualifying-agency definition.
- Overlooking that selling or ceasing to occupy the home early can trigger repayment of the discount.
Is this the right move for your situation?
The honest answer depends on the file. These are the patterns we see on both sides.
Usually a good fit when
- You work full-time as a law enforcement officer, pre-K through 12 teacher, firefighter, or EMT for a qualifying agency.
- A program-eligible HUD-owned property is available in an area where you want to live.
- You are willing and able to commit to 36 months of owner-occupancy.
- You can independently qualify for FHA, conventional, or VA financing on the discounted purchase price.
Usually not the right move when
- No eligible properties are currently available in your desired area.
- You anticipate needing to move or sell within 36 months of purchase.
- You are not employed full-time in one of the program’s specific eligible professions.
- You are looking for general assistance on any home rather than a specific HUD-owned property.
None of this is a determination about your file. A Simply Approved Mortgages Loan Officer can run your actual numbers and show you what your disclosures would say.
What you can do with this loan
Confirm whether your profession meets Good Neighbor Next Door eligibility categories.
Check current HUD listings for eligible properties in revitalization areas near you.
Get pre-approved in advance so you can act quickly during the exclusive listing period.
Understand how the silent second mortgage and three-year occupancy requirement work.
Compare financing the discounted price with FHA against other eligible loan options.
Pros & cons — honest tradeoffs
Pros — Pros & cons
- +Reduces the purchase price by 50 percent on eligible HUD-owned homes.
- +Can significantly lower the down payment and monthly payment compared with full price.
- +Rewards public service professions with a meaningful homeownership incentive.
- +Silent second mortgage carries no interest and no monthly payment during the occupancy term.
- +The second mortgage is forgiven entirely once the three-year occupancy requirement is met.
Cons / watch-outs — Pros & cons
- −Eligible inventory is limited, rotates frequently, and may not be available in every area.
- −Only specific professions and specific HUD-owned properties qualify.
- −A three-year occupancy commitment applies, with repayment risk if you sell or move out early.
- −The exclusive bidding window is time-limited, requiring readiness and fast action.
- −The home must be financed like any other purchase, including standard underwriting requirements.
Compare loan officer compensation on your mortgage quote
Loan officer compensation is part of the cost of a mortgage. On eligible residential loans, Simply Approved Mortgages generally uses 1.5% lender-paid compensation. Enter the compensation shown on another lender's Loan Estimate to see the difference in dollars.
Compensation difference on this illustration: $3,750.
How lower compensation can help you
When less compensation is built into pricing, there can be room for a lower interest rate, which may lower your monthly payment.
Depending on the rate you choose, pricing can sometimes include a lender credit toward third-party closing costs, so you may bring less cash to closing.
A lower rate means a lower monthly payment, which can lower your debt-to-income ratio and may help you qualify for more home on the same income.
As a mortgage broker we compare pricing from wholesale lenders instead of offering a single bank’s retail pricing.
Tip: On page 2 of your Loan Estimate, look at Section A, "Origination Charges." If the lender pays the loan officer, that compensation usually does not appear there as its own line; it is built into the interest rate. That is why comparing the rate and any lender credits side by side matters.
Already have a Loan Estimate from another bank or broker? Share it with a Simply Approved Mortgages Loan Officer, who will compare the rate, fees and credits side by side with options we can arrange. No cost to request a review.
Illustration only — not a quote, lock, offer, or commitment to lend; binding figures appear on your Loan Estimate. Lender-paid compensation is paid by the lender, not directly by you, and is part of the loan's pricing, so the loan is not free of costs. A lower compensation figure does not by itself guarantee a lower rate or lower closing costs; individual results vary by credit, loan type, property and market conditions. Residential lending in FL and CO only. Simply Approved Mortgages LLC · NMLS #2620881 · Equal Housing Opportunity.
Worked example
How this loan actually works — a full example
An eligible teacher finds a Good Neighbor Next Door home listed at $200,000 before the program discount is applied.
Inputs
- HUD list price before discount
- $200,000
- Good Neighbor Next Door discount (50%)
- $100,000
- Discounted purchase price to finance
- $100,000
Calculation
- 1Silent second mortgage placed on property$100,000 (no interest, no payment, illustrative)
- 2Illustrative FHA financing on discounted price (3.5% down)~$96,500 loan amount
- 3Estimated monthly principal and interest (illustrative)~$714/mo (illustrative)
- 4Occupancy requirement3 years as sole residence to have silent second forgiven
Illustrative only — not a quote, lock, offer, or commitment to lend. Binding figures appear on your Loan Estimate.
Purchase market update
What buyers should know this month
30-Yr Fixed · national avg
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15-Yr Fixed · national avg
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2026 buying power
Conforming baseline: $832,750
FHA floor / ceiling: $541,287 – $1,249,125
Limited, rotating inventory
Only specific HUD-owned homes in designated revitalization areas qualify.
50% discount, financed price
You still finance the discounted price through a separate mortgage.
3-year occupancy commitment
A silent second mortgage secures the discount until the occupancy term is met.
Cost and payment tools
Run your payment, affordability, closing cost and refinance numbers
Monthly payment, affordability, closing costs, refinance break-even and early payoff, all on one screen. This page is not written for one state, so property tax, insurance and transfer or recording charges start at neutral placeholder assumptions rather than published averages — Transfer, documentary-stamp and recording charges are set by your state and county — enter your own figure, or open the state page for a sourced seed. Insurance and tax assumptions vary widely by state, county and property, so replace these starting values with quotes for your address. Every figure is an illustrative estimate, not a quote, lock, offer, approval, or commitment to lend.
Your inputs
Estimated result
- Down payment
- $20,000
- Loan amount
- $380,000
- Principal & interest
- $2,402
- Property tax
- $333/mo
- Homeowners insurance
- $167/mo
- Estimated total monthly
- $2,902/mo
Reference sources: Tax Foundation — property taxes paid as a percentage of owner-occupied housing value, NAIC — Homeowners Insurance Report, CFPB — Understanding your Loan Estimate.
Assumptions, methodology, and limitations
Principal and interest use the standard amortization formula on the loan amount you enter. This page does not target a single state, so the property tax and insurance fields start at neutral placeholder assumptions rather than published averages — replace them with figures for your own address, or open the matching state page for sourced seeds. Closing costs apply your state's transfer / documentary-stamp practice (0.00% of price used as the buyer-side seed) plus typical title, recording, appraisal, credit and prepaid escrow lines. Refinance break-even divides your entered costs by the monthly payment difference. Early payoff runs a month-by-month amortization with your extra principal.
These tools do not include mortgage insurance, funding or guarantee fees, HOA special assessments, flood or windstorm premiums, seller credits, lender credits, discount points, or county and municipal charges specific to your parcel. Statewide averages will not match any individual property. Figures are estimates only.
Illustrative only. Binding figures appear on your Loan Estimate, and terms vary by borrower, property, lender, program, and state.
Turn these estimates into real numbers
Send your scenario to a Simply Approved Mortgages Loan Officer and get a written summary back, or compare where rates sit today. Educational only — not a quote, lock, offer, approval, or commitment to lend.
Good Neighbor Next Door program FAQs
Answers to the most common good neighbor next door program questions, written by licensed loan officers.
Ask SAM anything about mortgages
SAM is the Simply Approved Mortgages AI assistant. It answers general questions using the reviewed guides published on this site and links you to the primary government source. It is educational only — it does not quote a rate, payment, APR, approval or commitment to lend. A Simply Approved Mortgages Loan Officer reviews every scenario before any terms are confirmed.
Hi, I'm SAM — an AI assistant for Simply Approved Mortgages. I can explain loan programs, closing costs, DTI, down payments and which calculator or guide to use. I'm not a licensed loan officer, and nothing here is a quote, approval or commitment to lend.
Ask Sam AI provides general educational information only. It is an automated assistant, may be incomplete or out of date, and does not provide legal, tax or financial advice. Nothing it produces is a rate quote, APR, pre-approval, offer or commitment to lend. Never share a Social Security number, ITIN, date of birth, account number or password in chat. Simply Approved Mortgages LLC (NMLS #2620881) arranges residential mortgage loans in Florida and Colorado. Eligibility, terms, conditions and availability vary by borrower, property, lender, loan program and state, and all loans are subject to lender underwriting and approval. Equal Housing Opportunity.
Sources & Citations
- U.S. Department of Housing and Urban Development — HUD: Good Neighbor Next Door Sales Program — Eligibility, discount structure, and occupancy requirements.
- U.S. Department of Housing and Urban Development — HUD Home Store — Official listing source for program-eligible properties.
- U.S. Department of Housing and Urban Development — HUD Handbook 4000.1 — Standard FHA underwriting rules applicable to financing the discounted purchase.
Sources: government and agency publications listed above. Simply Approved Mortgages LLC is not affiliated with, endorsed by, or sponsored by HUD, FHA, VA, USDA, or any government agency. Program rules change; the published source text governs.
Trusted government resources
These independent government resources can help you research mortgage programs, rates, and your rights before you apply.
Simply Approved Mortgages is not affiliated with HUD, the CFPB, the FTC, the VA, or any other government agency. Links are provided for your independent verification.
How this page connects
Where this fits in the mortgage library library
This page sits inside our Mortgage library coverage.
What most readers open next
- Every loan program we arrangeBecause to see which program this topic applies to.
- The loan program comparisonBecause to place this topic against the alternatives.
- How underwriting reviews a fileBecause the standard most rules serve.
- The payment calculatorBecause to turn the rules into a monthly figure.
Explore the full guide
Keep reading — the rest of the buying playbook
Each of these is a deep-dive on one piece of the purchase mortgage process. Bookmark whichever you need next.
Guide
FHA Loans
Common financing option for Good Neighbor Next Door homes.
Read the guide →Guide
FHA 203(k) Renovation Loan
Financing option if the home needs repairs.
Read the guide →Guide
Mortgage Pre-Approval
Get ready to act quickly on a limited listing.
Read the guide →Guide
First-Time Home Buyer Guide
Other assistance options to compare.
Read the guide →Guide
FHA vs Conventional
Compare financing options for a discounted purchase.
Read the guide →Guide
Document Checklist
Documents needed to move quickly on an offer.
Read the guide →Guide
Down payment assistance for teachers
Compare state and local assistance programs available beyond this specific HUD program.
Read the guide →Guide
Down payment assistance for first responders
See broader assistance options for law enforcement, fire, and EMS professionals.
Read the guide →Guide
FHA loans overview
Many Good Neighbor Next Door purchases are financed with FHA; see how that program works.
Read the guide →Internal library
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Broker identification. Simply Approved Mortgages LLC is a mortgage broker and is not a direct lender. We arrange residential mortgage loans with third-party wholesale lenders and do not make the lender's final credit decision or fund the loan. We arrange residential mortgage loans in Florida and Colorado. Business-purpose mortgage products may be arranged in additional states only where permitted by applicable law and pursuant to applicable licensing requirements or exemptions.
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Business-purpose products. DSCR, investment-property, and other business-purpose mortgage products referenced on this site are intended for qualifying business-purpose transactions. Business-purpose loans may be subject to different requirements and protections than consumer-purpose residential mortgage loans. Borrowers are responsible for accurately disclosing property occupancy and intended use.
Down payment assistance. Down payment or closing-cost assistance programs referenced on this site may be administered by governmental entities, housing finance agencies, nonprofit organizations, lenders, or other third parties. Program availability, funding, assistance amounts, eligibility requirements, repayment or forgiveness provisions, and other terms vary and may change or become unavailable without notice. Listing or referencing a program does not guarantee funding, eligibility, or mortgage approval.
Government affiliation. Simply Approved Mortgages LLC is not a government agency and is not affiliated with, acting on behalf of, sponsored by, or endorsed by HUD, FHA, VA, USDA, or any other federal, state, or local government agency. References to government agencies, programs, benefits, data, forms, or resources are provided for informational purposes and do not imply government sponsorship or endorsement of Simply Approved Mortgages LLC.
Fair lending. Equal Housing Opportunity. Simply Approved Mortgages LLC conducts business in accordance with applicable federal and state fair-housing and equal-credit-opportunity laws and does not discriminate on any prohibited basis.
No professional advice. Content on this site is educational and general in nature and is not legal, tax, accounting, financial, investment, estate-planning, or individualized government-benefits advice. Consumers should consult appropriate qualified professionals regarding their individual circumstances.
Third-party content. References or links to government agencies, lenders, assistance programs, products, services, or other third-party websites are provided for informational purposes or convenience. Simply Approved Mortgages LLC does not control and is not responsible for third-party content, availability, accuracy, or privacy practices.
NMLS Consumer Access: Verify Simply Approved Mortgages LLC, NMLS #2620881.
Simply Approved Mortgages LLC, 633 W 5th St, Ste 2600, Los Angeles, CA 90071 · 877-813-7219 · support@simplyapprovedmortgages.com. State licensing details available at the NMLS Consumer Access link above. © 2026 Simply Approved Mortgages LLC.