Are you ready to turn your homeownership dreams into reality? At Simply Approved Mortgages, we simplify the mortgage process, helping you secure the best financing options for purchasing your new home. Our streamlined approach and expert advice make the journey to homeownership straightforward and stress-free.
A purchase mortgage is a loan designed to help you buy a home. Whether you’re a first-time buyer, a veteran, or looking for a rural property, there’s a loan program tailored to your needs. At Simply Approved Mortgages, we offer a range of purchase mortgage options to make homeownership accessible and affordable.
Disclaimer: Advertised rates and fees depend on borrower qualifications and market fluctuations.
Federal Housing Administration (FHA) loans are ideal for first-time homebuyers or those with lower credit scores.
At Simply Approved Mortgages, we operate with a 1.5% fee, significantly below the industry standard. This ensures more savings for borrowers without compromising service quality.
Disclaimer: Simply Approved Mortgages complies with all state and federal licensing requirements that we are licensed in.
VA loans are exclusive to veterans, active-duty service members, and eligible surviving spouses.
USDA loans are designed for buyers looking to purchase homes in rural or suburban areas.
Conventional loans are not backed by the government and typically require higher credit scores.
For high-value properties that exceed conforming loan limits, jumbo loans offer tailored financing.
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At Simply Approved Mortgages, we offer a wide range of mortgage products tailored to meet your needs:
👉 Explore these options today and find the perfect mortgage solution for your needs!
With our industry-leading 1.5% fee, compared to the standard 2.75%, we save you thousands while offering competitive rates tailored to your needs. Learn More.
Our team of seasoned professionals is dedicated to simplifying the mortgage process, providing personalized solutions, and ensuring you feel confident every step of the way.
We prioritize honesty and clarity. From disclosing every detail upfront to ensuring no hidden surprises, we build trust through our commitment to your financial success.
Navigating the mortgage market can be overwhelming, but with Simply Approved Mortgages, you’re never alone. Our team of seasoned professionals provides personalized guidance, ensuring you understand your options and make informed decisions. Whether you’re a first-time buyer or looking to upgrade, we are here to help.
We offer some of the most competitive mortgage rates in the industry. With a variety of flexible terms, we tailor our services to fit your unique needs and financial situation. Explore our mortgage solutions and discover how affordable homeownership can be.
Getting pre-approved for a mortgage is easy with our online application process. Fill out our secure application form, and our team will review your details quickly, so you can start house hunting with confidence.
Once your application is received, a dedicated mortgage specialist will contact you to discuss your needs and preferences. We’ll work together to find the best mortgage options that align with your goals.
After reviewing and selecting the ideal mortgage plan, we’ll guide you through the approval process and ensure everything is in place for a smooth closing. Soon, you’ll be ready to move into your new home!
Pre-qualification is an estimate of how much you might be able to borrow based on your financial information, while pre-approval involves a thorough review of your financial situation and provides a more accurate assessment.
FHA loans and HomeReady loans are popular for first-time buyers due to their low down payment requirements.
Yes, refinancing is an option if you want to take advantage of lower interest rates or adjust your loan terms in the future. Our team can provide guidance on the best time to consider refinancing.
Yes, VA loans and USDA loans both offer zero-down payment options for eligible borrowers.
FHA loans are backed by the government and offer lower credit score requirements, while conventional loans typically require higher credit scores but have fewer restrictions.
Yes, certain programs allow borrowers to put as little as 1% down, with additional equity provided by the lender.
Yes, HomeReady loans are designed for low- to moderate-income borrowers, with specific limits based on your location.
Take control of your home-Take the guesswork out of your home-buying journey. Use our Mortgage Calculator to estimate your monthly payments and make informed financial decisions.
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Simply input your details and see how much equity you could access today. If you have questions or need assistance, our team is here to guide you every step of the way.
Get a free credit score check to understand where you are and how to move forward.
Small changes in your credit score can lead to significant savings on your mortgage.
Stay on top of your credit health with credit monitoring, so you can catch issues early and maintain a strong score.
Discover how your credit score affects your mortgage options and rates. Plus, get personalized offers through our partner services to help you find the best loan for your financial situation.
Powered by our credit monitoring partner at Myfreescorenow.
No credit card is needed to sign up.
Remember that a good credit score can lower your interest rate on your mortgage.
In today’s fluctuating economy, Canadian homeowners are increasingly looking at refinancing their mortgages
In today’s fluctuating economy, Canadian homeowners are increasingly looking at refinancing their mortgages
In today’s fluctuating economy, Canadian homeowners are increasingly looking at refinancing their mortgages
Reduce your monthly payment or loan term while unlocking the full potential of your home’s equity!
Unlocking the American Dream, One Home at a Time
NMLS# 2620881 | NMLS Consumer Access Record