Welcome to Simply Approved Mortgages, your dedicated partner in securing VA loans with ease and efficiency. Our mission is to provide veterans, active-duty service members, and their families with the most seamless mortgage experience possible. Explore how our expert team can help you achieve your homeownership goals with a VA loan.
VA loans are government-backed mortgage programs designed exclusively for U.S. veterans, active-duty service members, and eligible surviving spouses. These loans, guaranteed by the U.S. Department of Veterans Affairs (VA), offer unique benefits, including no down payment requirements, competitive interest rates, and no private mortgage insurance (PMI).
Simply Approved Mortgages is proud to support our military heroes by providing specialized VA loan options tailored to their needs.
Disclaimer: Advertised rates and fees depend on borrower qualifications and market fluctuations.
No Down Payment Required:
No Private Mortgage Insurance (PMI):
Flexible Credit Requirements:
Competitive Interest Rates:
Lower Closing Costs:
Reusable Benefits:
At Simply Approved Mortgages, we operate with a 1.5% fee, significantly below the industry standard. This ensures more savings for borrowers without compromising service quality.
Disclaimer: Simply Approved Mortgages complies with all state and federal licensing requirements that we are licensed in.
Service Requirements:
Certificate of Eligibility (COE):
Credit Score:
Debt-to-Income Ratio (DTI):
Primary Residence:
VA Funding Fee:
Closing Costs:
Gather Documentation:
Obtain Your COE:
Get Pre-Approved:
Find Your Home:
Close Your Loan:
At Simply Approved Mortgages, we offer a wide range of mortgage products tailored to meet your needs:
👉 Explore these options today and find the perfect mortgage solution for your needs!
With our industry-leading 1.5% fee, compared to the standard 2.75%, we save you thousands while offering competitive rates tailored to your needs. Learn More.
Our team of seasoned professionals is dedicated to simplifying the mortgage process, providing personalized solutions, and ensuring you feel confident every step of the way.
We prioritize honesty and clarity. From disclosing every detail upfront to ensuring no hidden surprises, we build trust through our commitment to your financial success.
Yes, VA loans are reusable as long as your previous loan is paid off or you have remaining entitlement.
No, VA loans are available to both first-time and repeat homebuyers.
No, VA loans are intended for primary residences only.
VA loan limits depend on your county and entitlement, but you may qualify for loans above conforming limits without a down payment.
The VA funding fee helps sustain the program and ranges from 1.25% to 3.3% of the loan amount.
Take control of your home-Take the guesswork out of your home-buying journey. Use our Mortgage Calculator to estimate your monthly payments and make informed financial decisions.
Start Now:
Simply input your details and see how much equity you could access today. If you have questions or need assistance, our team is here to guide you every step of the way.
Get a free credit score check to understand where you are and how to move forward.
Small changes in your credit score can lead to significant savings on your mortgage.
Stay on top of your credit health with credit monitoring, so you can catch issues early and maintain a strong score.
Discover how your credit score affects your mortgage options and rates. Plus, get personalized offers through our partner services to help you find the best loan for your financial situation.
Powered by our credit monitoring partner at Myfreescorenow.
No credit card is needed to sign up.
Remember that a good credit score can lower your interest rate on your mortgage.
In today’s fluctuating economy, Canadian homeowners are increasingly looking at refinancing their mortgages
In today’s fluctuating economy, Canadian homeowners are increasingly looking at refinancing their mortgages
In today’s fluctuating economy, Canadian homeowners are increasingly looking at refinancing their mortgages
Reduce your monthly payment or loan term while unlocking the full potential of your home’s equity!
Unlocking the American Dream, One Home at a Time
NMLS# 2620881 | NMLS Consumer Access Record