Are you a foreign national seeking to invest in property within the United States? At Simply Approved Mortgages, we specialize in helping international buyers navigate the complexities of US Foreign National Loans. Our goal is to make your home buying process smooth and straightforward with our expert mortgage solutions.
Foreign National Loans are specialized mortgage products for individuals who are not U.S. citizens or permanent residents but want to purchase or invest in real estate in the United States. These loans provide an accessible way for international buyers to own property in the U.S. with flexible qualification criteria.
At Simply Approved Mortgages, we specialize in helping foreign nationals finance their real estate goals, whether for a vacation home, rental property, or luxury investment.
Disclaimer: Advertised rates and fees depend on borrower qualifications and market fluctuations.
Accessible Financing:
No U.S. Credit History Required:
Flexible Documentation:
Diverse Property Options:
Competitive Loan Terms:
At Simply Approved Mortgages, we operate with a 1.5% fee, significantly below the industry standard. This ensures more savings for borrowers without compromising service quality.
Disclaimer: Simply Approved Mortgages complies with all state and federal licensing requirements that we are licensed in.
Business purpose loans are ideal for foreign nationals investing in U.S. real estate through a Limited Liability Company (LLC). These loans offer unique benefits for real estate investors.
Debt Service Coverage Ratio (DSCR) loans are tailored for investors focused on rental income. These loans are ideal for foreign nationals looking to maximize their return on investment without using traditional income documentation.
Key Benefits:
How DSCR Works:
👉 Learn more about our Business Purpose Loans and how they can work for you.
Gather Documentation:
Get Pre-Approved:
Your Mortgage Journey Starts Here:
Close Your Loan:
The Section 8 Housing Program provides a reliable way to meet DSCR requirements.
Guaranteed Income:
High Tenant Demand:
DSCR Boost:
Simply Approved Mortgages proudly offers Foreign National Loans in the following states, helping you finance investment properties under an LLC:
States We Serve:
💡 Note: Business purpose loans require property ownership under an LLC.
👉 Contact us today to learn more about financing your next investment property!
With our industry-leading 1.5% fee, compared to the standard 2.75%, we save you thousands while offering competitive rates tailored to your needs. Learn More.
Our team of seasoned professionals is dedicated to simplifying the mortgage process, providing personalized solutions, and ensuring you feel confident every step of the way.
We prioritize honesty and clarity. From disclosing every detail upfront to ensuring no hidden surprises, we build trust through our commitment to your financial success.
With a focus on Business Purpose Loans and DSCR Loans, we cater to foreign investors seeking profitable opportunities in the U.S.
We offer solutions designed for international buyers with no U.S. credit history or residency.
From vacation homes to investment properties, we provide options that meet your specific financial goals.
Leverage the benefits of Section 8 housing to secure steady rental income. With guaranteed payments from the government, Section 8 properties can provide a reliable and profitable investment opportunity for real estate investors.
Gain the knowledge and strategies to grow your investments using DSCR and business purpose loans.
Yes, foreign national loans use alternative documentation, such as international credit reports or letters from financial institutions
Down payments typically range from 25%-30%, depending on the loan program and property type.
Yes, foreign national loans are available for investment properties, including vacation rentals and multifamily units.
No, a U.S. visa is not required, but you will need valid identification and proof of foreign residency.
Absolutely! These specialized loans are perfect for foreign investors seeking to finance U.S. real estate under an LLC or based on rental income.
Simply Approved Mortgages: Flexible Loan Options for Investors
At Simply Approved Mortgages, we understand the unique needs of property investors. Our tailored loan programs offer flexible terms and competitive rates to help you secure the financing you need. Check out our loan details below to find the best fit for your investment goals.
| Term | 30 Years |
|---|---|
| Loan Amount | $75K to $3.5M |
| LTV (Loan-to-Value) | Up to 75% |
| LTV Cashout | Up to 70% |
| Property Types | Non-Owner Occupied |
| Single Family Residential | |
| Condo/Townhome (1–4 Units) | |
| Multifamily (5–9 Units) | |
| Short-Term Rentals Okay |
Ready to Get Started?
Whether you’re looking to expand your portfolio or make your first investment, Simply Approved Mortgages is here to help. Reach out today to learn more about our loan options and how we can assist you in achieving your real estate investment goals.
Take control of your investment strategy—eliminate the guesswork in your property financing journey. Use our DSCR Calculator to assess your debt service coverage ratio and make well-informed financial decisions.
Start Now:
Simply input your details and see how much equity you could access today. If you have questions or need assistance, our team is here to guide you every step of the way.
In today’s fluctuating economy, Canadian homeowners are increasingly looking at refinancing their mortgages
In today’s fluctuating economy, Canadian homeowners are increasingly looking at refinancing their mortgages
In today’s fluctuating economy, Canadian homeowners are increasingly looking at refinancing their mortgages
Unlocking the American Dream, One Home at a Time
NMLS# 2620881 | NMLS Consumer Access Record