Are you ready to make the most of real estate investments? Simply Approved Mortgages is here to help you secure the best investment property loans with ease. Whether you’re looking to expand your portfolio or start investing in property, our tailored mortgage solutions are designed to meet your needs.
Investment property loans are tailored specifically for individuals or businesses looking to purchase or refinance income-generating properties. These loans are ideal for financing rental homes, multifamily properties, or even commercial real estate. With competitive rates, flexible terms, and tailored options, Simply Approved Mortgages helps investors build wealth and achieve financial freedom.
Disclaimer: Advertised rates and fees depend on borrower qualifications and market fluctuations.
Diversified Portfolio:
Competitive Rates and Terms:
Flexible Property Types:
Tax Advantages:
Build Long-Term Wealth:
At Simply Approved Mortgages, we operate with a 1.5% fee, significantly below the industry standard. This ensures more savings for borrowers without compromising service quality.
Disclaimer: Simply Approved Mortgages complies with all state and federal licensing requirements that we are licensed in.
Conventional Loans:
DSCR Loans:
FHA and VA Loans:
Hard Money Loans:
Bridge Loans:
Credit Score:
Down Payment:
Debt-to-Income Ratio (DTI):
Property Types:
Proof of Income or Cash Flow:
Investment property loans require the borrower to meet stricter requirements than primary home loans due to the higher risk associated with rental properties. Here’s what to expect:
Loan Terms:
Loan Limits:
Interest Rates:
Buy and Hold Rentals:
Fix and Flip Properties:
Short-Term Rentals:
Multifamily Investments:
Gather Documentation:
Get Pre-Approved:
Your Mortgage Journey Starts Here:
Close Your Loan:
👉 Contact us today to learn more about financing your next investment property!
At Simply Approved Mortgages, we offer a wide range of mortgage products tailored to meet your needs:
👉 Explore these options today and find the perfect mortgage solution for your needs!
With our industry-leading 1.5% fee, compared to the standard 2.75%, we save you thousands while offering competitive rates tailored to your needs. Learn More.
Our team of seasoned professionals is dedicated to simplifying the mortgage process, providing personalized solutions, and ensuring you feel confident every step of the way.
We prioritize honesty and clarity. From disclosing every detail upfront to ensuring no hidden surprises, we build trust through our commitment to your financial success.
If you’re an investor looking for a more streamlined approach to financing, business purpose loans are a powerful alternative to traditional mortgages. Designed specifically for properties held under an LLC or other business entity, these loans offer unique advantages that can help you grow your real estate portfolio faster and with greater flexibility.
Disclaimer: Advertised rates and fees depend on borrower qualifications and market fluctuations.
Simplified Qualification:
LLC Ownership:
Tax Advantages:
Faster Process:
No Limit on Properties Owned:
At Simply Approved Mortgages, we operate with a 1.5% fee, significantly below the industry standard. This ensures more savings for borrowers without compromising service quality.
Disclaimer: Simply Approved Mortgages complies with all state and federal licensing requirements that we are licensed in.
| Feature | Business Purpose Loans | Traditional Mortgages |
|---|---|---|
| Approval Criteria | Based on property income (DSCR) and rental potential | Based on borrower’s personal income, credit score, and debt-to-income ratio |
| Ownership Structure | Requires property ownership under an LLC or business entity | Held under personal name only |
| Down Payment Requirements | Typically 20%-25% | Typically 15%-25%, depending on property type and credit score |
| Loan Limits | No limit on the number of properties owned or financed | Limited by Fannie Mae/Freddie Mac guidelines; typically up to 10 financed properties |
| Credit Score Requirements | No personal credit score required; based on property’s income potential | Minimum 620-680 for most lenders; higher scores needed for better terms |
| Tax Benefits | Expenses like interest, maintenance, and depreciation may be fully tax-deductible (Source: IRS) | Limited deductions, often tied to primary residence rules |
| Mortgage Insurance (PMI) | Not required | Required for down payments below 20% on conventional loans |
| Processing Time | Faster approval due to simplified documentation | Longer processing times due to stricter personal income verification |
| Flexibility for Investment Types | Ideal for short-term rentals, multifamily, or commercial properties | Limited flexibility; primarily designed for single-family residential investments |
Business purpose loans allow investors to focus on growing their portfolios without the burden of meeting personal income or employment requirements. They’re particularly useful for:
By leveraging a business purpose loan, you can take advantage of a more flexible, investor-focused financing solution that lets you grow your wealth while minimizing personal liability.
👉 Contact Us to explore how business purpose loans can benefit your investment strategy today!
Discover how to leverage LLC ownership to break into the market, even with a low credit score and buildtowards owning your own home.
Gain the knowledge and strategies to grow your investments using DSCR and business purpose loans.
Most lenders require a down payment of 15%-25%, depending on the loan type and property.
Yes, LLC ownership is common for DSCR loans and offers liability protection and potential tax benefits.
A credit score of at least 620 is typically required, with higher scores qualifying for better terms.
Absolutely! Refinancing can help you secure lower rates, improve cash flow, or free up equity for additional investments.
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Take control of your investment strategy—eliminate the guesswork in your property financing journey. Use our DSCR Calculator to assess your debt service coverage ratio and make well-informed financial decisions.
Start Now:
Simply input your details and see how much equity you could access today. If you have questions or need assistance, our team is here to guide you every step of the way.
Simply Approved Mortgages: Flexible Loan Options for Investors
At Simply Approved Mortgages, we understand the unique needs of property investors. Our tailored loan programs offer flexible terms and competitive rates to help you secure the financing you need. Check out our loan details below to find the best fit for your investment goals.
| Term | 30 Years |
|---|---|
| Loan Amount | $75K to $3.5M |
| LTV (Loan-to-Value) | Up to 80% |
| LTV Cashout | Up to 75% |
| Property Types | Non-Owner Occupied |
| Single Family Residential | |
| Condo/Townhome (1–4 Units) | |
| Multifamily (5–9 Units) | |
| Short-Term Rentals Okay |
Ready to Get Started?
Whether you’re looking to expand your portfolio or make your first investment, Simply Approved Mortgages is here to help. Reach out today to learn more about our loan options and how we can assist you in achieving your real estate investment goals.
In today’s fluctuating economy, Canadian homeowners are increasingly looking at refinancing their mortgages
In today’s fluctuating economy, Canadian homeowners are increasingly looking at refinancing their mortgages
In today’s fluctuating economy, Canadian homeowners are increasingly looking at refinancing their mortgages
Reduce your monthly payment or loan term while unlocking the full potential of your home’s equity!
Unlocking the American Dream, One Home at a Time
NMLS# 2620881 | NMLS Consumer Access Record