Last Updated On Dec 1st, 2024
Simply Approved Mortgages recognizes the importance of safeguarding your privacy and the information collected from our clients. This privacy statement outlines how we collect, use, and protect the information gathered through our website and services.
To process your requests and transactions, we collect specific personal details when you register or sign up for our services. This information is primarily used for administrative purposes and to deliver efficient services. We may also contact you directly when necessary.
Your privacy is our priority, and we ensure that all personal information collected is secure. Simply Approved Mortgages does not sell, trade, rent, transfer, or exchange your information with any third parties unless required by law. For enhanced security, we may share your information with trusted organizations for fraud protection and safe transaction processing.
Our website uses cookies to track your preferences for an optimized browsing experience. Cookies store data such as your contact information, username, and password for easier access on future visits. You can configure your browser to reject cookies or notify you before accepting them. Disabling cookies may impact certain website functionalities.
We log your IP address to monitor website traffic and improve your experience. These logs are used solely for analytical purposes and are not linked to your personal information.
Our website may include links to third-party websites. Simply Approved Mortgages is not responsible for the privacy practices or security of these external sites. We recommend reviewing their privacy policies before interacting with them.
If you subscribe to our updates, we may send emails regarding services, promotions, or updates. You can unsubscribe at any time by using the link provided in our emails or contacting us directly.
We may update this Privacy Policy periodically, and changes will be reflected on this page. Should we use your personal information in a manner different from that specified, we will notify you by email, and you will have the option to opt out.
We comply with the Canadian Anti-Spam Legislation (CASL) and adhere to its guidelines to ensure responsible communication.
We may collect your email address to:
To comply with CASL, we:
To unsubscribe, follow the instructions in our emails, and we will promptly remove you from future communications.
Calls to and from Simply Approved Mortgages may be recorded for training and support purposes. If you have any questions or complaints, use the Contact Us page on our website. A member of our leadership team will address your concerns.
We may disclose your information when required by law, such as in response to legal requests, court orders, or government investigations. Additionally, information may be shared with professionals such as auditors, lawyers, or agents for legal rights protection or fraud prevention.
In business transactions, your information may be disclosed in cases of mergers, reorganizations, or sales. However, personal information will remain protected as per privacy laws.
We use Google Analytics to monitor website activity and improve your experience. The data is depersonalized and used for analytical purposes only.
Additionally, we use Google AdWords Remarketing to provide personalized advertisements based on your website activity. If you wish to opt out, visit Google’s Ads Preferences Manager.
Third-party advertisers may collect data about your website activity. Simply Approved Mortgages does not share identifiable information with these parties. You can opt out of personalized ads via the Digital Advertising Alliance of Canada’s opt-out page.
If you use our mobile apps, we may collect location data and send notifications related to your mortgage services. Notifications can be disabled at any time.
Simply Approved Mortgages strives to maintain accurate and up-to-date information. Clients may request to view or correct their data by contacting us through the Contact Us page.
This Privacy Policy applies only to Simply Approved Mortgages. We recommend reviewing third-party policies before sharing your information with them.
In certain cases, personal information may be stored or processed outside Canada, where it may be accessible to government authorities under applicable laws.
By using the Simply Approved Mortgages website, you agree to these Terms of Use. If you do not agree, please refrain from using this website. We may update these Terms of Use from time to time by posting a revised version here. Please review them periodically.
You are permitted to use this website only for lawful purposes.
All intellectual property rights, including but not limited to copyrights, trademarks, and patents, displayed on this website are the property of Simply Approved Mortgages or its licensors. You may not reproduce, distribute, or use any content for commercial purposes without prior written consent. Personal, non-commercial use is allowed.
Your use of this website is at your own risk. Simply Approved Mortgages is not liable for any loss or damage arising from accessing or using this site or its contents, including issues like viruses or system failures.
We do not guarantee uninterrupted access to this website and reserve the right to restrict access at any time.
Simply Approved Mortgages makes no guarantees regarding the accuracy, quality, or completeness of the website content, including rate quotes or data availability. You are responsible for implementing software protections against potential risks.
To the maximum extent permitted by law, Simply Approved Mortgages excludes liability for damages, data loss, income loss, or property damage arising from your use of the website. This does not limit liability for death or personal injury caused by negligence.
Simply Approved Mortgages supports social responsibility initiatives by offering options to:
There is no obligation to participate. Charity recommendations are subject to review and approval by Simply Approved Mortgages. We retain the right to determine the charities we support and are not responsible for how funds are ultimately used.
This website may contain links to third-party websites for your convenience. Simply Approved Mortgages is not responsible for the content or accuracy of these external sites.
You may link to our website only with prior written consent.
Mortgage rates and quotes provided by Simply Approved Mortgages or its agents are not commitments of financing. A binding agreement only occurs upon receipt of a broker-completed notification.
Terms and conditions are subject to change. Please ensure you review the most recent terms related to your mortgage.
Simply Approved Mortgages maintains a zero-tolerance policy for fraud. We conduct thorough agent training and due diligence to prevent fraudulent activities.
If you suspect mortgage fraud, please report it immediately through our Contact Us page. Reports are confidential and handled with a non-retaliation policy to protect you.
In compliance with FINTRAC regulations, Simply Approved Mortgages verifies client identities to prevent financial crimes. We maintain records securely for six years, as required by law, and monitor transactions for suspicious activity. Non-compliance with these regulations may result in penalties.
These Terms of Use are governed by the laws of Ontario, Canada. Any disputes will be exclusively resolved in Ontario courts.
These Terms of Use represent the entire agreement between Simply Approved Mortgages and the user, superseding any prior terms or representations.
For inquiries, concerns, or further clarification, please contact us at:
Simply Approved Mortgages is committed to providing top-notch mortgage solutions and exceptional customer service. Learn more about our services and team.
Company State License# AZMB - 0944059 | NMLS# 1660690