Welcome to Simply Approved Mortgages, where securing an ITIN loan is easier than ever. We specialize in providing straightforward mortgage solutions for individuals with an Individual Taxpayer Identification Number (ITIN). Our mission is to offer personalized service, competitive rates, and a seamless borrowing experience.
ITIN loans (Individual Taxpayer Identification Number loans) are specialized mortgage products designed for non-U.S. citizens without a Social Security Number (SSN). These loans enable individuals with an ITIN to purchase or refinance homes in the United States. Whether you’re a first-time buyer or looking to expand your property portfolio, ITIN loans offer a pathway to homeownership for those who might not qualify for traditional financing.
Disclaimer: Advertised rates and fees depend on borrower qualifications and market fluctuations.
No SSN Required:
Homeownership for Non-U.S. Citizens:
Flexible Credit History Requirements:
Purchase or Refinance Options:
Accessible Down Payments:
At Simply Approved Mortgages, we operate with a 1.5% fee, significantly below the industry standard. This ensures more savings for borrowers without compromising service quality.
Disclaimer: Simply Approved Mortgages complies with all state and federal licensing requirements that we are licensed in.
Valid ITIN:
Down Payment:
Credit History:
Income Verification:
Residency:
Property Type:
| Feature | ITIN Loans | Traditional Mortgages |
|---|---|---|
| SSN Requirement | Not required; ITIN is sufficient | Requires a valid Social Security Number |
| Credit History | Alternative credit accepted | Requires a traditional credit report |
| Down Payment | 10%-20% | 3%-20% based on loan type |
| Residency Status | Available to non-U.S. citizens | Requires legal residency or citizenship |
| Loan Options | Purchase, refinance, or investment homes | Primarily purchase and refinance |
ITIN loans are designed to simplify the home financing process for non-U.S. citizens. Here’s what to expect:
Application Process:
Flexible Credit Options:
Approval:
Loan Terms:
Gather Documentation:
Get Pre-Approved:
Your Mortgage Journey Starts Here:
Close Your Loan:
At Simply Approved Mortgages, we offer a wide range of mortgage products tailored to meet your needs:
👉 Explore these options today and find the perfect mortgage solution for your needs!
With our industry-leading 1.5% fee, compared to the standard 2.75%, we save you thousands while offering competitive rates tailored to your needs. Learn More.
Our team of seasoned professionals is dedicated to simplifying the mortgage process, providing personalized solutions, and ensuring you feel confident every step of the way.
We prioritize honesty and clarity. From disclosing every detail upfront to ensuring no hidden surprises, we build trust through our commitment to your financial success.
Yes, alternative credit sources such as rent and utility payment histories can be used for eligibility.
Most lenders require a down payment of 10%-20%, depending on your credit and financial profile.
Yes, ITIN loans can be used to purchase or refinance investment properties.
No, ITIN loans are specifically designed for individuals without legal residency but with proof of living and working in the U.S.
You’ll need a valid ITIN, proof of income (tax returns or pay stubs), proof of residency, and down payment funds.
Take control of your home-Take the guesswork out of your home-buying journey. Use our Mortgage Calculator to estimate your monthly payments and make informed financial decisions.
Start Now:
Simply input your details and see how much equity you could access today. If you have questions or need assistance, our team is here to guide you every step of the way.
Get a free credit score check to understand where you are and how to move forward.
Small changes in your credit score can lead to significant savings on your mortgage.
Stay on top of your credit health with credit monitoring, so you can catch issues early and maintain a strong score.
Discover how your credit score affects your mortgage options and rates. Plus, get personalized offers through our partner services to help you find the best loan for your financial situation.
Powered by our credit monitoring partner at Myfreescorenow.
No credit card is needed to sign up.
Remember that a good credit score can lower your interest rate on your mortgage.
In today’s fluctuating economy, Canadian homeowners are increasingly looking at refinancing their mortgages
In today’s fluctuating economy, Canadian homeowners are increasingly looking at refinancing their mortgages
In today’s fluctuating economy, Canadian homeowners are increasingly looking at refinancing their mortgages
Reduce your monthly payment or loan term while unlocking the full potential of your home’s equity!
Unlocking the American Dream, One Home at a Time
NMLS# 2620881 | NMLS Consumer Access Record