DSCR (Debt Service Coverage Ratio) loans and business purpose loans are designed for real estate investors seeking flexible financing options. These loans focus on the income generated by the property or its intended use as part of a business, such as an LLC, rather than the borrower’s personal income. By utilizing an LLC, investors can secure properties, build wealth, and even position themselves for future personal mortgages.
Qualify Based on Property Income:
LLC Ownership:
Section 8 Program Advantage:
Build Wealth While Rebuilding Credit:
No Limits on Properties Owned:
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Disclaimer: Advertised rates and fees depend on borrower qualifications and market fluctuations.
Business purpose loans are specifically for properties owned by an LLC or other legal entity. These loans focus on the property’s potential for income generation and offer unique benefits:
Asset-Based Qualification:
Personal credit is less critical, allowing you to focus on growing your business.
Enhanced Privacy:
Keeping the property under an LLC separates it from your personal assets.
Tax Benefits:
Business expenses, including interest payments, may be tax-deductible.
At Simply Approved Mortgages, we operate with a 1.5% fee, significantly below the industry standard. This ensures more savings for borrowers without compromising service quality.
Disclaimer: Simply Approved Mortgages complies with all state and federal licensing requirements that we are licensed in.
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The Section 8 Housing Program provides a reliable way to meet DSCR requirements.
Guaranteed Income:
High Tenant Demand:
DSCR Boost:
Build Net Worth:
Generate Monthly Income:
Prepare for Future Personal Mortgages:
Seize Market Opportunities:
When buying with an LLC, your personal credit is not as important as if buying under your name.
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Minimum DSCR:
Credit Score for Business Purpose Loans:
Property Types:
Section 8 Properties:
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Set Up an LLC:
Analyze Property Cash Flow:
Gather Required Documents:
Finalize Your Loan:
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Simply Approved Mortgages proudly offers Business Purpose Loans in the following states, helping you finance investment properties under an LLC:
States We Serve:
💡 Note: Business purpose loans require property ownership under an LLC.
👉 Contact us today to learn more about financing your next investment property!
With our industry-leading 1.5% fee, compared to the standard 2.75%, we save you thousands while offering competitive rates tailored to your needs. Learn More.
Our team of seasoned professionals is dedicated to simplifying the mortgage process, providing personalized solutions, and ensuring you feel confident every step of the way.
We prioritize honesty and clarity. From disclosing every detail upfront to ensuring no hidden surprises, we build trust through our commitment to your financial success.
Discover how to leverage LLC ownership to break into the market, even with a low credit score and buildtowards owning your own home.
Leverage the benefits of Section 8 housing to secure steady rental income. With guaranteed payments from the government, Section 8 properties can provide a reliable and profitable investment opportunity for real estate investors.
Gain the knowledge and strategies to grow your investments using DSCR and business purpose loans.
Yes, DSCR loans focus on the property’s income, not your personal credit. Using an LLC can further separate your credit profile from the loan.
Absolutely! Section 8 rental income can be used to meet DSCR requirements.
Yes, there’s no limit on the number of properties or loans you can hold.
LLC ownership provides liability protection, potential tax advantages, and easier qualification for business purpose loans.
Simply Approved Mortgages: Flexible Loan Options for Investors
At Simply Approved Mortgages, we understand the unique needs of property investors. Our tailored loan programs offer flexible terms and competitive rates to help you secure the financing you need. Check out our loan details below to find the best fit for your investment goals.
| Term | 30 Years |
|---|---|
| Loan Amount | $75K to $3.5M |
| LTV (Loan-to-Value) | Up to 80% |
| LTV Cashout | Up to 75% |
| Property Types | Non-Owner Occupied |
| Single Family Residential | |
| Condo/Townhome (1–4 Units) | |
| Multifamily (5–9 Units) | |
| Short-Term Rentals Okay |
Ready to Get Started?
Whether you’re looking to expand your portfolio or make your first investment, Simply Approved Mortgages is here to help. Reach out today to learn more about our loan options and how we can assist you in achieving your real estate investment goals.
Take control of your investment strategy—eliminate the guesswork in your property financing journey. Use our DSCR Calculator to assess your debt service coverage ratio and make well-informed financial decisions.
Start Now:
Simply input your details and see how much equity you could access today. If you have questions or need assistance, our team is here to guide you every step of the way.
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In today’s fluctuating economy, Canadian homeowners are increasingly looking at refinancing their mortgages
In today’s fluctuating economy, Canadian homeowners are increasingly looking at refinancing their mortgages
In today’s fluctuating economy, Canadian homeowners are increasingly looking at refinancing their mortgages
Reduce your monthly payment or loan term while unlocking the full potential of your home’s equity!
Unlocking the American Dream, One Home at a Time
NMLS# 2620881 | NMLS Consumer Access Record