You’ve dedicated your career to making a difference—now let us do the same for you. With our zero percent down physician mortgage loan, you can achieve homeownership without delay and without the need for mortgage insurance.
A Doctor Mortgage Loan is a specialized home financing program designed to meet the unique needs of medical professionals. These loans offer favorable terms, such as lower down payments and no private mortgage insurance (PMI), helping doctors and other healthcare providers achieve homeownership with ease.
Disclaimer: Advertised rates and fees depend on borrower qualifications and market fluctuations.
Low or No Down Payment Options:
No PMI Requirement:
High Loan Limits:
Student Loan Flexibility:
Tailored for Medical Professionals:
At Simply Approved Mortgages, we operate with a 1.5% fee, significantly below the industry standard. This ensures more savings for borrowers without compromising service quality.
Disclaimer: Simply Approved Mortgages complies with all state and federal licensing requirements that we are licensed in.
Who Qualifies?
Credit Score:
Debt-to-Income Ratio (DTI):
Employment Status:
Property Type:
Gather Documentation:
Get Pre-Approved:
Your Mortgage Journey Starts Here:
Close Your Loan:
This loan program is ideal for medical professionals who:
With our industry-leading 1.5% fee, compared to the standard 2.75%, we save you thousands while offering competitive rates tailored to your needs. Learn More.
Our team of seasoned professionals is dedicated to simplifying the mortgage process, providing personalized solutions, and ensuring you feel confident every step of the way.
We prioritize honesty and clarity. From disclosing every detail upfront to ensuring no hidden surprises, we build trust through our commitment to your financial success.
Doctor loans offer unique benefits like no PMI, low down payments, and flexibility with student loan debt, tailored specifically for healthcare professionals.
No, doctor loans are for primary residences only.
Not necessarily. Medical professionals with valid licenses or signed employment contracts for future roles can also qualify.
Doctor loans often exclude or use reduced payment calculations for student loans when determining your DTI ratio.
Some programs may have loan limits or restrictions based on the property location. Contact us for details specific to your area.
In today’s fluctuating economy, Canadian homeowners are increasingly looking at refinancing their mortgages
In today’s fluctuating economy, Canadian homeowners are increasingly looking at refinancing their mortgages
In today’s fluctuating economy, Canadian homeowners are increasingly looking at refinancing their mortgages
Unlocking the American Dream, One Home at a Time
NMLS# 2620881 | NMLS Consumer Access Record