FOR HOME BUYERS AND HOMEOWNERS
At Simply Approved Mortgages, we specialize in providing comprehensive mortgage solutions tailored to your needs. Our focus on 30-year fixed mortgages ensures that you get the stability and predictability you need in your home financing journey.
With a 30-year fixed mortgage, your monthly payments remain consistent throughout the life of the loan, making it easier to budget.
Compared to shorter loan terms, a 30-year fixed mortgage typically offers lower monthly payments, freeing up cash flow for other expenses.
Enjoy the peace of mind that comes with knowing your interest rate won’t change for 30 years.
Mortgage interest payments on a 30-year fixed loan may be deductible on your federal income tax return, potentially providing additional savings.
As of September 2024, the average interest rate for a 30-year fixed mortgage in the U.S. is approximately 6.75%. Rates may vary based on your credit profile and loan specifics.
Approximately 85% of new homebuyers in the U.S. choose a 30-year fixed mortgage due to its affordability and stability.
The average loan amount for a 30-year fixed mortgage is around $300,000, though this can vary significantly by region.
We provide tailored recommendations based on your financial situation and goals.
We work hard to secure the most competitive rates for your 30-year fixed mortgage.
Our streamlined application process is designed to be simple and efficient, saving you time and hassle.
From application to closing, our team is here to support you with exceptional customer service.
A 30-year fixed mortgage is a type of home loan where the interest rate remains the same throughout the 30-year term, resulting in predictable monthly payments.
Compared to shorter loan terms, a 30-year fixed mortgage typically offers lower monthly payments but may result in higher total interest costs over the life of the loan.
Your interest rate may be influenced by factors such as your credit score, down payment amount, loan amount, and current market conditions.
You can start your application process by contacting us directly or by filling out our online form.
Simply Approved Mortgages is committed to providing top-notch mortgage solutions and exceptional customer service. Learn more about our services and team.
Company State License# AZMB - 0944059 | NMLS# 1660690