A 15-year fixed-rate mortgage offers a balance of stability and savings, making it an excellent choice for homeowners who want to pay off their loan faster and reduce the total interest paid over time. At Simply Approved Mortgages, we’re here to help you explore this mortgage option and understand if it aligns with your financial goals.
Lower Interest Rates:
Faster Loan Payoff:
Reduced Total Interest Costs:
Financial Stability:
Disclaimer: Advertised rates and fees depend on borrower qualifications and market fluctuations.
This type of mortgage may be ideal if:
At Simply Approved Mortgages, we operate with a 1.5% fee, significantly below the industry standard. This ensures more savings for borrowers without compromising service quality.
Disclaimer: Simply Approved Mortgages complies with all state and federal licensing requirements that we are licensed in.
Rates for 15-year fixed mortgages are typically lower than other loan types, such as 30-year fixed or adjustable-rate mortgages. Contact us today to check the latest rates and explore your options.
Explore current rates: Freddie Mac’s Primary Mortgage Market Survey
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At Simply Approved Mortgages, we offer a wide range of mortgage products tailored to meet your needs:
👉 Explore these options today and find the perfect mortgage solution for your needs!
With our industry-leading 1.5% fee, compared to the standard 2.75%, we save you thousands while offering competitive rates tailored to your needs. Learn More.
Our team of seasoned professionals is dedicated to simplifying the mortgage process, providing personalized solutions, and ensuring you feel confident every step of the way.
We prioritize honesty and clarity. From disclosing every detail upfront to ensuring no hidden surprises, we build trust through our commitment to your financial success.
Yes, monthly payments are higher than a 30-year loan, but you save significantly on interest.
Absolutely! Refinancing to a 15-year term can help you pay off your mortgage faster and save on interest. Learn more about refinancing options here.
It depends on your financial situation. A 15-year loan offers savings on interest but requires higher monthly payments.
Yes, you can refinance your 30-year mortgage to a 15-year term to save on interest and build equity faster.
Take control of your home-Take the guesswork out of your home-buying journey. Use our Mortgage Calculator to estimate your monthly payments and make informed financial decisions.
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Simply input your details and see how much equity you could access today. If you have questions or need assistance, our team is here to guide you every step of the way.
Get a free credit score check to understand where you are and how to move forward.
Small changes in your credit score can lead to significant savings on your mortgage.
Stay on top of your credit health with credit monitoring, so you can catch issues early and maintain a strong score.
Discover how your credit score affects your mortgage options and rates. Plus, get personalized offers through our partner services to help you find the best loan for your financial situation.
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Remember that a good credit score can lower your interest rate on your mortgage.
In today’s fluctuating economy, Canadian homeowners are increasingly looking at refinancing their mortgages
In today’s fluctuating economy, Canadian homeowners are increasingly looking at refinancing their mortgages
In today’s fluctuating economy, Canadian homeowners are increasingly looking at refinancing their mortgages
Reduce your monthly payment or loan term while unlocking the full potential of your home’s equity!
Unlocking the American Dream, One Home at a Time
NMLS# 2620881 | NMLS Consumer Access Record