Simply Approved Mortgages | Unlocking the American Dream One Home at a Time
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Lower Rates Are Here—Make Your Move!
Lower Fees, Bigger Savings!
At Simply Approved Mortgages, we believe in keeping more money in your pocket. Our fee is just 1.5% compared to the industry standard of 2.75%, which means:
Lower Costs
Save thousands over the life of your mortgage.
Better Value
Enjoy lower competitive rates without the hefty price tag.
Transparent Service
We’re upfront about fees and committed to helping you achieve your financial goals.
For example:
- On a $300,000 mortgage, our fee of 1.5% is $4,500, compared to $8,250 at 2.75%. That’s a savings of $3,750!
Choose Simply Approved Mortgages for a smarter, more affordable path to your mortgage journey. Learn more about how our rates are lower compared to others.
Our Mortgage Solutions: Tailored for You
Why Simply Approved Mortgages Stands Out
Lower Fees, Bigger Savings:
With our industry-leading 1.5% fee, compared to the standard 2.75%, we save you thousands while offering competitive rates tailored to your needs. Learn More.
Expert Guidance:
Our team of seasoned professionals is dedicated to simplifying the mortgage process, providing personalized solutions, and ensuring you feel confident every step of the way.
Transparent and Trustworthy:
We prioritize honesty and clarity. From disclosing every detail upfront to ensuring no hidden surprises, we build trust through our commitment to your financial success.
Solutions for Home Buyers
Diverse Mortgage Options:
Choose from a wide range of programs to suit your needs, including FHA Loans, VA Loans, Conventional loans, Fixed-Rate Mortgages, and Adjustable-Rate Mortgages (ARMs), Investment properties loans, and more.
Down Payment Assistance Programs (DPA):
Access programs designed to help reduce upfront costs, making homeownership more accessible and affordable for first-time and repeat buyers.
Competitive Rates and Savings:
With our industry-leading 1.5% fee structure, you save more while securing the most competitive rates available.
Solutions for Homeowners
Cash-Out | Home Equity Loans and HELOCs:
Tap into your home’s equity to fund renovations, consolidate debt, or manage major expenses with flexible terms and competitive rates.
Refinancing Options:
Lower your monthly payments, shorten your loan term, or access cash with our refinancing programs designed to fit your needs.
Competitive Rates and Savings:
With our industry-leading 1.5% fee structure, you can maximize your savings while achieving your financial objectives.
Solutions for VA Loans
Zero Down Payment Options:
VA loans provide the opportunity to purchase a home without a down payment, helping you save upfront costs.
Flexible Credit Requirements:
Our VA loan programs are designed to accommodate a wide range of credit profiles, making it easier to qualify for your dream home.
Competitive Rates and Savings:
With our industry-leading 1.5% fee structure, you can maximize your savings while achieving your financial objectives.
Solutions for Reverse Mortgages
Access to Tax-Free Funds:
Convert your home’s equity into tax-free cash to supplement your retirement income without selling your home or taking on monthly mortgage payments.
Stay in Your Home:
Enjoy the financial benefits of a reverse mortgage while retaining ownership and living in your home for as long as you meet the loan requirements.
Competitive Rates and Savings:
With our industry-leading fee structure, you can maximize your savings while achieving your financial objectives.
Solutions for DSCR Loans
At Simply Approved Mortgages, we specialize in helping real estate investors secure Debt Service Coverage Ratio (DSCR) loans, providing tailored solutions to grow your rental portfolio. Here’s why our DSCR loan options stand out:
No Personal Income Verification:
Qualify based on the property’s rental income, not your personal income, making it easier to secure financing for investment properties.
Flexible Loan Options:
Access competitive terms and high loan-to-value (LTV) ratios to maximize your investment opportunities and expand your portfolio.
Leverage Section 8 Rental Income:
Use guaranteed rental income from Section 8 tenants to meet DSCR requirements, providing a stable and reliable source of revenue for your investment property.
Take the next step in your investment journey with Simply Approved Mortgages—your partner for smarter DSCR loan solutions.
Solutions for Home Equity Loans - HELOC
At Simply Approved Mortgages, we help homeowners unlock the potential of their property’s equity to achieve financial goals. Here’s how our home equity loan solutions can work for you:
Flexible Loan Options
Access the funds you need with fixed-rate or adjustable-rate home equity loans, tailored to fit your specific financial needs.
Debt Consolidation and Major Expenses:
Use your home equity to consolidate high-interest debt, fund home renovations, or cover major life expenses with lower rates and manageable repayment terms.
Transparent and Competitive Costs:
With our industry-leading 1.5% fee structure, you enjoy clear, affordable loan terms that help you maximize your savings.
Unlock the value in your home with Simply Approved Mortgages—your trusted partner for home equity solutions.
Solutions for Foreign Nationals
At Simply Approved Mortgages, we help homeowners unlock the potential of their property’s equity to achieve financial goals. Here’s how our home equity loan solutions can work for you:
Expertise in Investment Financing
With a focus on Business Purpose Loans and DSCR Loans, we cater to foreign investors seeking profitable opportunities in the U.S.
Flexible Qualification
We offer solutions designed for international buyers with no U.S. credit history or residency. From vacation homes to investment properties, we provide options that meet your specific financial goals.
Invest in Homes with Section 8: A Smart Choice for Real Estate Investors
Leverage the benefits of Section 8 housing to secure steady rental income. With guaranteed payments from the government, Section 8 properties can provide a reliable and profitable investment opportunity for real estate investors.
Unlock the value in your home with Simply Approved Mortgages—your trusted partner for home equity solutions.
Home Buyers: Enjoy Lower Rates for Your First 2 Years
Start your homeownership journey with Simply Approved’s reduced-rate program, designed to give you lower mortgage rates for the first two years. This means smaller monthly payments as you settle into your new home, helping you save while you invest in your future. Let us help make your dream home more affordable today!
Online- Connected and Committed to You
Simple Solutions, Real People
We’re here when you need us and offer simple online tools for when you don’t.
Making Home Loans Simpler for You
With less paperwork and eClosings, we make mortgages simple and stress-free.
Making Homeownership More Affordable for You
Offering special promotions and programs for both home buyers and homeowners, while also knowing our fee is just 1.5% compared to the industry standard of 2.75%,
Simplify Your Mortgage Journey with These Resources
Our Blogs
Understanding Closing Costs
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Comprehensive Mortgage Approval Requirements
In today’s fluctuating economy, Canadian homeowners are increasingly looking at refinancing their mortgages
Debt-to-Income Ratio: Why It Matters for Your Mortgage
In today’s fluctuating economy, Canadian homeowners are increasingly looking at refinancing their mortgages